11 Month Access CD 

4.50% APY*

$1,000 minimum opening balance

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Use any ATM fee-free

Use your Empire State Bank debit card at any ATM and we will refund your ATM surcharge fees when you enroll in e-Statements for Free Business and Personal Checking!

Banking How To Videos

Explore our library of How To Video detailing how to make the most of your Empire State Bank account, products, services as well as our advanced technology. 

How To Videos

Secure Mobile Banking

Get the ESB Mobile App and bank from anywhere.