Personal Savings

View Personal Savings Comparison Chart

Empire Builder Savings

Minimum daily balance of $5,000 required to avoid $15.00 monthly service charge
Monthly statements
Free Visa Debit Card
No Fee by ESB for using another bank’s ATM
Tiered rates
Interest is compounded daily and credit monthly

Statement Savings

Minimum daily balance of $500 required to avoid $5.00 monthly service charge
Monthly statements
Free Visa Debit Card
No Fee by ESB for using another bank’s ATM
Tiered rates
Interest is compounded daily and credit monthly

Minor Statement Saving

No minimum balance and No monthly fee
Only $10 to open
Monthly statements
Tiered rates of interest
Interest is compounded daily and credited monthly

Money Market

Minimum daily balance of $2,500 to avoid $15.00 monthly service charge
Monthly Statements
Free Visa Debit Card
No minimum transaction amount
Tiered rates of interest (Interest is compounded daily and credited monthly.)

Personal Savings Comparison

Account Type	Opening Deposit	Monthly Service Charge	Visa Debit Card	Interest Bearing
Empire Builder Savings	$5,000.00	None when $5,000 daily balance is maintained	Yes	Yes, with tiered rates
Statement Savings	$100.00	None when $500 daily balance is maintained	Yes	Yes, with tiered rates
Minor Statement Savings	$10.00	None	No	Yes, with tiered rates
Money Market	$2,500.00	None when $2,500 daily balance is maintained	Yes	Yes, with tiered rates

If you’d like to learn more, please call Empire State Bank at 866-646-0003. Or, simply speak with an Empire State Representative at Banking Center near you.

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