EDGE Concierge Business Banking

EDGE Concierge Business Checking Exclusive Benefits:

EDGE Concierge Business Checking is an all-in-one business checking account with a comprehensive suite of services tailored to simplify the complexities of your financial journey. As a valued member of EDGE Business Concierge Banking, you'll gain access to a suite of exclusive benefits and premium services. Additionally, you'll enjoy an array of exclusive benefits:

EDGE Concierge Business Checking:

• Maintain a $250,000 combined average monthly balance in EDGE Concierge Business Checking.
• Receive priority access from our EDGE Business Concierge Team who are ready to provide daily assistance when you need it.
• Gain access to dedicated Business Relationship Managers who are committed to ensuring your success and provide you customized banking program tailored to your business needs to grow and expand.
• No fees on banking services including no monthly maintenance fees, no fee for official checks, no check stop payment fees, no fees for payments against uncollected funds, no deposit items returned fees, no fee for automatic transfers between checking and savings, no signature guarantee fee (medallion stamp), no fees for priority notary services, no fees for electronic deposits & more.
• Waived domestic incoming wire fees, waived domestic outgoing wire fees, waived international wire fees. *
• Receive $150 credit on initial check book order of business checks.
• Free personal checking account for employees with free initial check book order.
• Enjoy higher point of sale and ATM limits.
• Fraud protection & security.
• Invitations to networking opportunities with fellow business owners.
• Annual EDGE member gift.

Get premium rates on all of our products and competitive pricing on financing:

• Automatically qualify for premium rates on business savings, money market savings and business certificate of deposit accounts.
• Qualify interest rate discounts on business financing for business credit lines, term loans, SBA loans, 2-3-4 Family Investor Program and secured lending.
• Reduced Prepayment Penalty on loans.

Receive exclusive discounts on various products and services:

• Receive an annual fee waiver on ESCROW Management services. Your time is valuable, and our Escrow Management Service is designed to reduce operating costs and servicing time for individuals or organizations that act as escrow agents for their clients, including attorneys who handle trust funds, property managers who handle security deposits, title companies who handle escrow deposits, real estate companies who handle earnest money and funeral homes that establish burial accounts.
• Receive annual fee waiver on the Remote Deposit Capture.
• Clover Merchant Services. Accept credit, debit cards and other forms of payment online, through a payment card reader, or a point-of-sale (POS) system.
• Free small (3”x5”) or medium (5”x5”) safe deposit box.**
• Free Business Mobile Banking with Mobile Check deposit.
• Free efficiency cash management tools such Online Banking, Business Mobile Banking, Remote Check Scanner, Positive Pay, Cash Management Tools, and more.
• Enjoy easy QuickBooks® and Quicken® integration, download checking and savings data directly into your software, manage cash and credit sales, track expenses and liabilities, create customized invoices and pay bills and customize account access per employee.

EDGE Business Debit Card:

• Unlimited nationwide ATM fee-free access with e-statements.
• Pay no foreign transaction fees on your purchases when you use the EDGE Business Debit VISA® debit card.
• Card Wallet manages your EDGE Concierge Business Banking debit card from Empire State Bank Online or Mobile banking app. Track your business spending, receive alerts, lock/unlock card and more.