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EDGE Concierge Business Banking

Give Your Business an EDGE with priority VIP Banking Experience, Premium Rewards, Exclusive Benefits, Premier Access, No Fees on Everyday Transactions, Preferred Rates and Personalized Service

Elevate your business experience with EDGE Concierge Business Banking, an exclusive program designed to offer your business more. EDGE is a suite of financial tools, services, and dedicated support all in one place. Whether strategizing for that envisioned expansion or ensuring your financial foundation for future growth, our dedicated EDGE Business Team provides tailored solutions.

 

The EDGE Concierge Business Banking program is designed to deliver an Exclusive Dedication Golden Experience, offering exclusive benefits that go beyond traditional banking so you can elevate your business.

 

We are here to help you not only meet but exceed your expectations by simplifying the complex and delivering the highest standard of service. Your success is our priority. Elevate your business with a customized banking experience that empowers your business to thrive and gives you an undeniable EDGE. As a member in our program, your business will receive the following benefits:

EDGE Priority Service:

As a business owner, you deserve more than just banking – you deserve an exceptional experience. Empire State Bank's EDGE Business Concierge Banking program is designed to provide you with priority white glove service that caters to your unique business needs so you can spend less time managing manual and routine business tasks and more time running your business. Our goal is to streamline your business operations, allowing you to focus more on strategic decisions and less on routine tasks. What sets us apart is our commitment to supporting your business journey comprehensively.

 

As an EDGE Business Concierge Banking member, you will receive priority white glove service from the EDGE Concierge Business Team. We understand that running a business is no small feat, and we're here to support you every step of the way. With our dedicated Concierge Business Banking Team, you'll have a direct banking partner committed to assisting you at every stage, providing you with priority white-glove service to efficiently manage time-consuming and repetitive business tasks saving you valuable time, so you can focus more on your business achieving your financial goals and grow your business.

EDGE Concierge Business Checking Exclusive Benefits:

EDGE Concierge Business Checking is an all-in-one business checking account with a comprehensive suite of services tailored to simplify the complexities of your financial journey. As a valued member of EDGE Business Concierge Banking, you'll gain access to a suite of exclusive benefits and premium services. Additionally, you'll enjoy an array of exclusive benefits:

EDGE Concierge Business Checking:

  • Maintain a $250,000 combined average monthly balance in EDGE Concierge Business Checking.
  • Receive priority access from our EDGE Business Concierge Team who are ready to provide daily assistance when you need it.
  • Gain access to dedicated Business Relationship Managers who are committed to ensuring your success and provide you customized banking program tailored to your business needs to grow and expand.
  • No fees on banking services including no monthly maintenance fees, no fee for official checks, no check stop payment fees, no fees for payments against uncollected funds, no deposit items returned fees, no fee for automatic transfers between checking and savings, no signature guarantee fee (medallion stamp), no fees for priority notary services, no fees for electronic deposits & more.
  • Waived domestic incoming wire fees, waived domestic outgoing wire fees, waived international wire fees. *
  • Receive $150 credit on initial check book order of business checks.
  • Free personal checking account for employees with free initial check book order.
  • Enjoy higher point of sale and ATM limits.
  • Fraud protection & security.
  • Invitations to networking opportunities with fellow business owners.
  • Annual EDGE member gift.

Get premium rates on all of our products and competitive pricing on financing:

  • Automatically qualify for premium rates on business savings, money market savings and business certificate of deposit accounts.
  • Qualify interest rate discounts on business financing for business credit lines, term loans, SBA loans, 2-3-4 Family Investor Program and secured lending.
  • Reduced Prepayment Penalty on loans.

Receive exclusive discounts on various products and services:

  • Receive an annual fee waiver on ESCROW Management services. Your time is valuable, and our Escrow Management Service is designed to reduce operating costs and servicing time for individuals or organizations that act as escrow agents for their clients, including attorneys who handle trust funds, property managers who handle security deposits, title companies who handle escrow deposits, real estate companies who handle earnest money and funeral homes that establish burial accounts.
  • Receive annual fee waiver on the Remote Deposit Capture.
  • Clover Merchant Services. Accept credit, debit cards and other forms of payment online, through a payment card reader, or a point-of-sale (POS) system.
  • Free small (3”x5”) or medium (5”x5”) safe deposit box.**
  • Free Business Mobile Banking with Mobile Check deposit.
  • Free efficiency cash management tools such Online Banking, Business Mobile Banking, Remote Check Scanner, Positive Pay, Cash Management Tools, and more.
  • Enjoy easy QuickBooks® and Quicken® integration, download checking and savings data directly into your software, manage cash and credit sales, track expenses and liabilities, create customized invoices and pay bills and customize account access per employee.

EDGE Business Debit Card:

  • Unlimited nationwide ATM fee-free access with e-statements.
  • Pay no foreign transaction fees on your purchases when you use the EDGE Business Debit VISA® debit card.
  • Card Wallet manages your EDGE Concierge Business Banking debit card from Empire State Bank Online or Mobile banking app. Track your business spending, receive alerts, lock/unlock card and more.

Dedicated EDGE Concierge Business Relationship Manager:

Your business will have access to a dedicated Business Relationship Manager who understands your unique business needs and delivers personalized services to help you succeed. Your Relationship Manager will work with you to develop a customized banking program tailored to your business needs. Our primary goal in every transaction is to establish a long-term relationship to help you achieve your objectives while minimizing risk and its impact on business operations. Our expert team of Business Relationship Managers will meet with you at your office, at an Empire State Bank community banking center, or virtually to provide you with personal and curated banking solutions that fit your unique needs at your convenience.

You Can Expect More with EDGE Business Concierge Banking

With EDGE Concierge Business Banking you can confidently navigate your business's financial future, unlocking the potential for more opportunities and success. Contact us today to learn more and schedule a meeting with one of our Concierge Banking team members and experience EDGE Business Concierge Banking.

To learn more or get started, contact Philip A. Guarnieri today:

Philip A. Guarnieri

Chief Executive Officer
1441 South Avenue, Suite 705
Staten Island, NY 10314
Office: (718) 303-6915

Or, complete the form and Phil will reach out to you:

 

* Waived domestic incoming wire fees up to $50 per month, waived domestic outgoing wire fees up to $100 per month, waived international wire fees up to $150 per month.

 

**Depending on box availability