Business Checking

View Business Checking Account Comparison Chart

View Rates

Free Small Business Checking

  • No minimum balance required
  • No monthly transaction fee
  • Free Business Visa Debit Card
  • Free Online/Telephone Banking
  • Free Personal Checking (including employees)

Commercial Checking Plus

  • Minimum daily balance of $5,000 in the Commercial Checking Plus account, or $15,000 in combined daily balances in a linked Business Money Market account to avoid $15 monthly service charge.
  • No monthly transaction fee
  • Free Business Visa Debit Card
  • Free Online/Telephone Banking
  • Free Personal Checking (including employees)

Business Interest Checking

Available for Non-Profit and DBA’s

  • Minimum daily balance of $1,000 to avoid monthly fee of $10 monthly service charge
  • Tiered rates of interest
  • Interest is compounded daily and credited monthly
  • No monthly transaction fee
  • Free Business Visa Debit Card
  • Free Online/Telephone Banking
  • Free Personal Checking (including employees)

Business Checking Account Comparison

Account TypeOpening DepositMonthly Service Charge# of Transactions
per Month
Visa Debit Card  Interest
Bearing
Free Small Business Checking

$100

None

250

 Yes  No
Commercial Checking Plus $100 None when minimum
balances are maintained
Unlimited  Yes   No
Business Interest Checking $100 None when minimum
balances are maintained
Unlimited  Yes   Yes 

If you’d like to learn more, please call Empire State Bank at 866-646-0003. Or, simply speak with an Empire State Representative at Banking Center near you.

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