FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Free Small Business Checking
- No minimum balance required
- No monthly transaction fee
- Free Business Visa Debit Card
- Free Online & Mobile Banking
- Free Personal Checking (including employees)
Commercial Checking Plus
- Minimum daily balance of $5,000 in the Commercial Checking Plus account, or $15,000 in combined daily balances in a linked Business Money Market account to avoid $15 monthly service charge.
- No monthly transaction fee
- Free Business Visa Debit Card
- Free Online & Mobile Banking
- Free Personal Checking (including employees)
Business Interest Checking
Available for Non-Profit and DBA’s
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Minimum daily balance of $1,000 to avoid monthly fee of $10 monthly service charge
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Tiered rates of interest
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Interest is compounded daily and credited monthly
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No monthly transaction fee
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Free Business Visa Debit Card
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Free Online & Mobile Banking
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Free Personal Checking (including employees)
Business Checking Account Comparison
Account Type | Opening Deposit | Monthly Service Charge | # of Transactions | Visa Debit Card | Interest |
Free Small Business Checking | $100 | None | 250 | Yes | No |
Commercial Checking Plus | $100 | None when minimum | Unlimited | Yes | No |
Business Interest Checking | $100 | None when minimum | Unlimited | Yes | Yes |
If you would like an Empire State Bank representative to reach out to you, please fill out the form:
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