Special Rates Exclusively From Empire State Bank

3 Month CD/IRA CD

4.50% APY*

$1,000 minimum opening balance

FDIC insurance available on funds greater than $250,000** 

Open Today at a Banking Center:

South Avenue Banking Center

Address 1441 South Avenue Staten Island, NY 10314 Phone Numbers Phone: 718-303-6915 Fax: 718-303-6919 Directionsto South Avenue Banking Center

Lobby Hours Monday – Friday: 8:30am - 5:00pm 24-Hour Walk-Up ATM

Hylan Boulevard Banking Center

Address 2212 Hylan Boulevard Staten Island, NY 10306 Phone Numbers Phone: 718-351-0590 Fax: 718-351-0591 Directionsto Hylan Boulevard Banking Center

Lobby Hours Monday: 9:00am- 5:00pm Tuesday & Wednesday: 9:00am - 4:00pm Thursday: 9:00am - 5:00pm Friday: 9:00am - 6:00pm Saturday: 9:00am - 1:00pm Drive-Up Hours Monday: 8:30am - 5:00pm Tuesday: 9:00am - 4:00pm Wednesday: 8:30am - 4:00pm Thursday: 9:00am - 5:00pm Friday: 9:00am - 6:00pm Saturday: 9:00am - 1:00pm Walk-Up ATM Hours: Sunday - Saturday: 5:00am - 6:00pm

Victory Boulevard Banking Center

Address 1698 Victory Boulevard Staten Island, NY 10314 Phone Numbers Phone: 718-303-6900 Fax: 718-303-6910 Directionsto Victory Boulevard Banking Center

Lobby Hours Monday: 8:30am - 5:00pm Tuesday & Wednesday: 8:30am - 4:00pm Thursday: 8:30am - 6:00pm Friday: 8:30am - 5:00pm Saturday: 8:30am - 1:30pm 24-Hour Walk-Up ATM

3rd Avenue Banking Center

Address 8701 Third Avenue Brooklyn, NY 11209 Phone Numbers Phone: 347-695-9040 Fax: 718-748-2585 Directionsto 3rd Avenue Banking Center

Lobby Hours Monday: 9:00am - 5:00pm Tuesday & Wednesday: 9:00am - 4:00pm Thursday: 9:00am - 5:00pm Friday: 9:00am - 6:00pm Saturday: 9:00am - 1:00pm 24-Hour Walk-Up ATM

18th Avenue Banking Center

Address 6923 18th Avenue Brooklyn, NY 11204 Phone Numbers Phone: 718-942-3636 Fax: 718-942-3620 Directionsto 18th Avenue Banking Center

Lobby Hours Monday: 9:00am - 5:00pm Tuesday & Wednesday: 9:00am - 4:00pm Thursday: 9:00am - 6:00pm Friday: 9:00am - 5:00pm Saturday: 10:00am - 2:00pm 24-Hour Walk-Up ATM

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* Annual Percentage Yield (APY) of 4.75% or 4.64% interest rate is effective as of August 13, 2024, and is offered for certificate of deposit (CD) and IRA CD accounts with a term of 3 months opened during the promotional period. A minimum opening balance of $1,000 is required to earn interest and to obtain the promotional APY. Funds currently on deposit with Empire State Bank do not qualify for the stated promotional APY. Fees may reduce earnings on the account. A penalty may be imposed for early withdrawal of funds. Promotion is subject to change or withdrawn at any time without notice. Deposit products offered by Empire State Bank, Member FDIC.

** The sum of your total deposits with Empire State Bank are insured up to $250,000. Additional coverage may be available depending on how your assets are held. Deposit placement through CDARS or ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and the IntraFi hexagon and IntraFi logo are service marks, of IntraFi Network LLC.