Get an SBA 7(a) loan that your business needs

At Empire State Bank we have SBA programs that can help you grow your business and thrive during challenging economic times

An SBA 7(a) Loan Program is ideal for businesses that want to improve cash flow, refinance debt, fund improvements, expand their franchise, buy land, buy or expand an existing business through acquisition or expansion, refinance your existing debt, buy machinery, equipment, furniture, supplies, or materials. As an approved SBA lender, Empire State Bank works with small businesses to secure business loans together with personalized service to support and guide you every step of the way.

Benefits of SBA 7(a) loan program

  • Higher loan amounts (Up to $5,000,000)
  • Lower down payments
  • Longer terms
  • Flexible uses
  • No SBA loan guarantee fee for loan up to $350,000

Get your SBA 7(a) loan in 3 easy steps

Empire State Bank’s expert business team knows what is required for getting small businesses an SBA 7(a) loan and our professionals are here to help you. You’ll work with a dedicated Empire State Bank Business Relationship Manager through the application process, collect necessary documentation and work hard to get you approved with your SBA 7(a) loan application so you can spend time running your business.

Get the process started by filling out a short form about you and your business and an Empire State Bank Business Relationship Manger will get in touch with you.

Your Business Relationship Manger will help you complete your SBA 7(a) loan application quickly and accurately along with providing required documentation.

Once financing is approved, review and sign your final loan agreement and your SBA loan will be funded as quickly as possible.

1 All loans are subject to credit approval and SBA’s eligibility guidelines.

Apply for an SBA 7(a) Loan With Empire State Bank!