SBA Financing

Empire State Bank is an approved SBA lender, dedicated to growing businesses. The SBA will loan of up to $5 million. Loan proceeds can be used for working capital, to purchase real estate, make improvements to business property, purchase equipment, expand a business, consolidate debts, purchase a business, construct a new facility, or finance a franchise.

 Benefits of SBA Financing

  • 90% financing
  • Longer loan amortizations
  • No balloon payments
  • Competitive interest rates
  • Cash flow for small businesses
  • No prepayment penalty on terms less than 15 years
  • More flexible collateral conditions
  • Ability to finance closing costs versus paying out of pocket


To learn about how customized financing can help grow your business, contact our business professionals today