Residential Mortgages

As a leading local community lender, we’re dedicated to building lasting relationships and helping you meet your financial goals of purchasing, refinancing a home or using your equity. At, Empire State Bank we make the process simple:

Personalized Support

We will be by your side every step of the way. Our loan officers work with you to deliver tailored financing options, competitive rates and timely decisions.


Our loan offers work with you to help and a loan that’s right for you.

Simplified Online Application

Easily track the status of your application and review your documents online.

Apply today to request a personalized rate quote or to get prequalified today.

NMLS ID 402578