SBA Loans and Lines of Credit
The SBA Program provides certain advantages over traditional loans such as less money down and longer amortization terms. Can be a great solution for small businesses that wish to fund start up and growth through equipment, plant and real estate purchases as well as provide additional working capital and more. Learn more.
Commercial Term Loans
Our competitive rates and product will assist the established business with the financing it needs to meet your goals.
Secured Lines of Credit
A secured line of credit will help an established business leverage its existing assets to provide the working capital it needs to fund recurring cash flow needs as well as growth.
Commercial Letters of Credit
An Empire Letter of Credit will assist your business in facilitating its business transactions where a letter of credit is required.
Commercial Real Estate Loans
Empire State Bank’s commercial real estate program offers competitive products and rates to support your financing needs.
