We know that starting your business is no walk in the park. At Empire State Bank we understand that your business is unique and for over 15 years we have worked directly with entrepreneurs to help turn ideas into thriving businesses. Since our humble beginnings, in a small office, Empire State Bank has made loans and opened accounts for countless businesses, aspiring entrepreneurs, nonprofits, professionals and individuals while providing highly personal service to clients.


Empire State Bank was founded by a group of entrepreneurs and community leaders committed to helping the local business community thrive. At the time, the landscape of business banking was changing; banks were closing locations, offering cookie cutter products and services and focusing on automation. With our founders’ understanding of the dynamic environment and entrepreneurial spirit they set out to create a bank with a mission to provide personal service and help build the local businesses and communities where we live and work. 


We actively work to improve people’s lives and build thriving communities. When you bank with Empire State Bank, through progressive investments, your money is re-invested back into our local business communities through community-based loans, philanthropic contributions and volunteer service of our employees that helps fund new businesses, expand businesses, create new jobs and support a multitude of initiatives that contribute to a successful local economy.


Today we offer the same family culture intertwined with the convenience of leading industry technology to run your business, exclusively at Empire State Bank.

Business Financing

We offer a suite of financing programs with competitive rates.

Deposit Accounts

We believe banking should be simple, so we made it that way.

Payment Solutions

Easily manage your finances with our specialized tools.

For over 15 years we have been helping aspiring and seasoned entrepreneurs realize their dream of starting and growing a business. Our business relationship managers work with you to understand your needs and create your individual banking profile to help your business run smarter, smoother and more efficiently. You’ll enjoy a streamlined application process and single destination for your personal and business accounts.